What Debts Can’t Be Discharged in Bankruptcy?

A debtor swamped with creditor calls and bills piling up may be looking for a way out of their financial nightmare. In many cases, bankruptcy can provide an escape plan. However, there are some debts that will remain behind after bankruptcy proceedings are complete. These debts need to be paid out in full, regardless of if a person files for bankruptcy or not.

If your debt has become too much for you to deal with, we may be able to help you being with the bankruptcy process. To discuss how bankruptcy works, contact the Birmingham bankruptcy lawyers of [firm-name], today by calling [phone-number].

Debts That Stay with a Debtor after Bankruptcy

Bankruptcy proceedings help a debtor clear out many debts that can seriously impact their financial freedom. Major loans such as home and car loans can keep a person in deep debt, making any additional expenses much harder to deal with. However, some debts aren’t discharged during bankruptcy. These debts include the following financial obligations:

  • Debts not listed when bankruptcy is filed
  • Debts from drunk driving injury claims
  • Debts linked to criminal fines, including traffic penalties

Whether filing for Chapter 7 or Chapter 13, a person can’t discharge these debts at any point during bankruptcy.

Contact Us

Overwhelming debt can leave someone feeling powerless to control their future. Bankruptcy may be the solution you’re looking for. For more information regarding the full range of options and solutions available to you, contact the Birmingham bankruptcy attorneys of [firm-name], today at [phone-number].

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