For Chapter 13 bankruptcy cases filed in Birmingham, your first full monthly payment is due 20 days after your case is filed. You are responsible for making the payments until you see the payroll deduction coming out of your paycheck. Please keep these payments current as the amount is based upon all payments being fully and timely made.

Your chapter 13 trustee is Bradford W. Caraway, ph: (205) 323-4631, fax: (205) 252-0239, email: info@ch13bham.com

FIRST:  You can make an “Over-the-Counter” payment (case number required), including cash payments, at any Renasant Bank location. Additionally, Renasant Bank accepts cash advances from debit cards. You should verify in advance that your debit card allows cash advances. Pro Tip: Know your cash advance limit to ensure your payment is not declined. Cash advances from debit cards will require that you present two (2) forms of identifications such as:

1. Driver’s License or State Issued ID; and
2. Social Security Card, Insurance Card, or Birth Certificate.

The Renasant Bank location closest to the bankruptcy courthouse in Birmingham, Alabama is located at:

Renasant Bank
2001 Park Place North Birmingham, AL 35203 / hours: Monday-Friday 9 a.m. to 5 p.m

Please keep the receipts for any payment you make to ensure proper posting and so you will recall the dates and amounts of payments you have made.

SECOND:You can mail your Chapter 13 payment to Bradford W. Caraway each month. Chapter 13 plan payments should be mailed to:

Bradford W. Caraway, Chapter 13 Standing Trustee

P.O. Box 3789

Jackson, MS 39207

Personal checks, cashier’s checks, and money orders are accepted by the Trustee at this mailing address. Cash is not accepted at this address. Please remember to write your full name and case number on the check or money order to receive proper credit for your payment. If a personal check is returned for insufficient funds (NSF), the Trustee will assess a $10.00 returned check charge and this charge will appear on the interim statement for the debtor’s case.

THIRD: You can request that your payment be deducted from your paycheck each pay period. This is called either a wage deduction or income withholding order. Please contact your attorney’s office to put this in place.

FOURTH: Chapter 13 debtors can now make plan payments electronically through CourtCompass. Visit http://www.courtcompass.com to learn how to set this up.

FIFTH: Chapter 13 debtors can make plan payments electronically through TFS Bill Pay. Visit www.tfsbillpay.com, or call TFS at (888) 729-2413 to learn more and to enroll in an automated payment plan.

SIXTH: Chapter 13 debtors can now make plan payments through Moneygram. Visit www.tfsbillpay.com, or call TFS at (888) 729-2413 to learn more.

Please keep the receipts for any payment you make to ensure proper posting and so you will recall the dates and amounts of payments you have made. If you have any questions, contact us at Greenway Law Group.