When Will Your Debts Be Discharged?

For many debtors, bankruptcy is reserved as a last option to relieve them of their debts. These individuals are typically eager to work through the bankruptcy process as quickly as possible so that their debts can be forgiven more quickly. However, there are certain factors that can impact the length of your bankruptcy process.

If you’re thinking about filing for Birmingham bankruptcy, we can help you work through this process in a timely manner. For a free consultation regarding your full range of legal options as a debtor, contact the Birmingham bankruptcy attorneys of [firm-name], today at [phone-number].

How Long Does Bankruptcy Take?

Millions of people are pushed beyond their financial limits at some point in their lives, causing them seek relief through bankruptcy. While bankruptcy cases take some time regardless of the circumstances, there are certain things that may speed up or slow down your bankruptcy case, including:

  • Chapter 7 bankruptcy generally takes less time, often discharging debt within months
  • Chapter 13 bankruptcy takes more time, often discharging debt within 3 to 5 years
  • Bankruptcy can be slowed down if the trustee isn’t provided with correct information in a timely manner
  • Bankruptcy can be hindered if there are considerable creditor objections or complaints

Additionally, a legal advisor may be able to handle a debtor’s paperwork and other responsibilities, potentially resulting in a faster case and sooner discharge of debts.

Contact Us

If you can’t pay your bills anymore due to your overwhelming debt obligations, we may be able to help you break free through Birmingham bankruptcy. To discuss the process of filing for bankruptcy with an experienced advisor, contact the Birmingham bankruptcy lawyers of [firm-name], today by calling [phone-number].


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